Scratchpay Launches Take 5 to Increase Access to Affordable Medical and Pet Care Financing June 19, 2020

Scratchpay Launches Take 5 to Increase Access to Affordable Medical and Pet Care Financing

Scratchpay has announced the rollout of its latest payment option: Take 5. Designed to offer patients an affordable, interest-free payment plan, Take 5 gives its partners a way to serve more clients than ever before.

With Take 5, treatment costs are split up into five equal payments–an initial down payment and four deferred payments payable every two weeks, all with 0% APR. By doing so, Scratchpay hopes to lend a helping hand to patients who might need some assistance in order to get the care they need, while also supporting medical practices in boosting their bottom line.

“At Scratchpay, we’re always looking for ways to make our solution the most simple, fair and affordable financing option available to patients,” says Caleb Morse, Co-Founder and COO of Scratchpay. “Take 5 checks all of these boxes, and we couldn’t be more excited at the initial results we’re seeing since the product release. We’re helping a lot of people get the care they need.”

Some of the benefits of Take 5 include:

  • Higher approval rates: Participating practices are already seeing higher approval rates and volume.
  • 0 Percent APR: Take 5 plans have no interest or account opening fee.
  • Simple and friendly: Take 5 breaks medical treatment costs into five equal payments (one initial down payment and four deferred payments) for borrowers.
  • No hard credit checks: Applying for and accepting a Take 5 loan never involves any hard credit inquiries for applicants.

Scratchpay’s Take 5 plan is currently available to practices across the US and is free to sign up for and start offering. To date, Scratchpay is available to practices involved in veterinary, dental, vision, chiropractic care, physical therapy and other categories of health and wellness. For more information on Scratchpay, please visit



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